Inland areas 'catching up' (4)

That result is similar to the proportion of Taiwan residents (79 percent) and Hong Kong people (71 percent).

The latest survey shows that money management strategies are conservative throughout China.

For instance, people on the Chinese mainland plan to save an average of 26 percent of their income in the next six months, followed closely by Taiwan (23 percent) and Hong Kong (21 percent). Interestingly, Hong Kong (94 percent) had the largest proportion of respondents planning to save the same amount or more in the next six months, followed by the Chinese mainland (92 percent) and Taiwan (80 percent).

While most respondents on the Chinese mainland are saving for investments (59 percent), the majority of people in Hong Kong (60 percent) and Taiwan (51 percent) are setting aside a portion of their income for retirement.

A total of 53 percent of the Chinese mainland respondents in 2012 saved for international travel, compared with 18 percent in 2011, the survey showed.

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